**Terms of Service** **Effective Date**: 03/21/2025 Welcome to patmcconsult.com! By accessing or using this website (the "Site"), you agree to comply with and be bound by the following Terms of Service ("Terms"). If you do not agree with these Terms, please refrain from using our Site. **1. Acceptance of Terms** By accessing and using this Site, you agree to comply with these Terms of Service and our Privacy Policy, which explains how we collect, use, and protect your information. These Terms apply only to your use of this Site and do not extend to other websites or services linked to this Site. **2. Use of the Website** You are authorized to use the Site solely for lawful purposes. You agree not to: - Use the Site in any way that could damage, disable, or impair its operation. - Interfere with or disrupt the Site’s functionality or servers. - Attempt to gain unauthorized access to the Site, accounts, computer systems, or networks connected to the Site. - Use any data mining, robots, or similar data gathering and extraction tools. **3. Privacy and Data Collection** As mentioned in our [Privacy Policy](#), we automatically collect certain information when you visit our Site, including your **IP address** and the **type of requests** made. This data is collected to improve our Site’s functionality, monitor traffic, and ensure security. Importantly, **no cookies** are used on our Site, meaning there are no persistent sessions that track your activities across different visits. For more detailed information, please review our Privacy Policy. **4. Intellectual Property** The content on this Site, including but not limited to text, graphics, logos, images, and software, is the property of [Your Website Name] or its licensors and is protected by copyright laws. You are granted a limited, non-exclusive, non-transferable license to access and use the Site solely for personal, non-commercial purposes. You may not copy, reproduce, distribute, or modify any content without prior written consent from the owner. **5. No Warranty** The Site is provided "as is" and "as available," without warranties of any kind, either express or implied, including but not limited to the implied warranties of merchantability or fitness for a particular purpose. We do not guarantee that the Site will be available, secure, or error-free at all times. We do not warrant the accuracy, completeness, or reliability of the information available on this Site. **6. Limitation of Liability** To the maximum extent permitted by law, patmcconsult.com shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of or inability to use the Site, including but not limited to damages for lost profits, goodwill, or data. **7. Termination of Access** We reserve the right to suspend or terminate your access to the Site at any time without notice, for any reason, including but not limited to your violation of these Terms. **8. Changes to the Terms of Service** We reserve the right to update or modify these Terms of Service at any time. Any changes will be posted on this page with an updated "Effective Date." By continuing to use the Site after such changes are posted, you agree to the revised Terms. **9. Governing Law** These Terms shall be governed by and construed in accordance with the laws of the state of connecticut in the United States, without regard to its conflict of law principles. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts in the state of connecticut.